Cyber Risks



Many organisations believe that their firewalls and anti-virus programs provide them with sufficient protection against cyber risks such as viruses and hacking. The shocking reality is very different every day more than one million people and organisations fall victim to cyber attacks.

Almost every company has some kind of network, database or online presence that puts it at risk. The complexity of the online environment makes it impossible for most businesses to address these risks, or even appreciate how serious the threat is.

The effect of a cyber attack could be devastating to almost any business: network downtime, loss of important data and loss of credibility when customer information is compromised (not to mention the litigation that would follow if the hacker were to use that information to plunder the customer’s bank account).


Camargue’s Cyber Risks policy covers organisations against the risks arising out of operating a computer network. In addition to this,

  • It covers liability arising from on-line publishing (such as a website) as well as from traditional media (such as brochures);
  • There is an option which provides professional indemnity cover appropriate to companies which participate in developing software and other technology;
  • It not only covers the Insured’s liabilities to others, but also provides a form of specialised business interruption cover which covers the Insured’s loss of income arising out of computer down-time


  • Technology Professional Services
  • Multimedia liability
  • Security & privacy liability
  • Data recovery & loss of business income
  • Privacy regulatory defence & penalties
  • Crisis management costs, including customer notification, support & credit monitoring expenses
  • Data extortion


Camargue’s unique M³ approach to insurance is geared towards managing, mitigating and migrating critical business risks – an outcome achieved through the provision of value-added risk benefits to policyholders. Notwithstanding the coverage provided in terms of the policy, the additional risk management benefits further enhance the Camargue product offering and go beyond simple insurance. The overall result is a well-rounded and complete solution to the risks faced in a commercial environment.

Risk Management services included in the policy cover:

  • Brit Data Safe
    Phishing Simulation; Online Training; Training Coordinator; Unlimited Advice – cybersecurity, compliance issues, technical questions; Securityvue Cyber Scan; Knowledge Center; News and Alerts.
  • Crisis Communication & Public Relations
    Skilled support in managing public relations crises and avoiding online media disasters.
  • Cyber Vulnerability Scan (CVS)
    A vulnerability scan is an inspection of the potential weaknesses in the security of a computer network. The CVS only requires the details of your externally facing internet protocol (“IP”) addresses, in order to examine for known vulnerabilities. Therefore it sees only what an outside intruder would see (like your locks, alarm and motion detectors) and tests the perimeter security – with no work required by you.
  • Legal Support
    Contract vetting and assessment.
  • Private Arbitration Services
    Offered through TOKISO Dispute Settlement – this service works towards the fast, equitable resolution of disputes between the insured and their clients. As far as possible court proceedings are avoided saving time, money and more importantly reputation.
  • Telephonic Services
    Legal support on most commercial legal matters.


Catherine Pienaar
Divisional Director

011 778 9143 / 082 798 3081

Loshana Govender

011 778 9172 / 071 362 9232

Aobakwe Raborifi
Junior Underwriter

011 778 9147 / 082 749 0620

Sarah Watson
Junior Underwriter

011 778 9165 / 072 425 4300

For general queries, please contact us at


Important Notice:

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