As technology becomes one of the primary means for people to do business, connect with each other, do their shopping and sometimes even host a wedding, the prevalence of criminal attacks perpetrated by way of a computer is certainly on the rise.
Read storyOn 9 November 2020, Islamist militants beheaded at least 50 civilians in a string of attacks on villages in northern Mozambique.
Read storyDespite early court rulings in favour of policyholders, some businesses with COVID-19-related losses will not have business interruption cover
Read storyWith a myriad of local data breaches, cyber extortion and even still, ransomware, businesses are either being crippled financially or facing reputational harm or in many cases, both.
Read storyWhen one says “millennial” the first thing that might come to mind is a hyper-connected, tech-savvy, brand-conscious, laissez-faire, selfie-taking teen.
Read storyAn awful lot hasn't gone to plan in 2020. Amidst the seismic global upheaval caused by COVID-19, there has been another, less obvious wave of disruption: cyberattacks.
Read storyThe coronavirus (COVID-19) pandemic has brought about many changes in the workplace and its effect on the economy has been widespread and detrimental.
Read storyThe main substance of the Protection of Personal Information Act 4 of 2013 (POPIA) came into effect on 1 July 2020.
Read storyKidnap and Ransom (K&R) Insurance is not a new concept and evidence exists of this type of policy as far back as the 16th century.
Read storyAt the end of March, South Africa went into a strict five-tier lockdown. Seven weeks into one of the toughest lockdowns, in which cigarettes and alcohol sales were banned.
Read storyEveryone is feeling the effects of the COVID-19 pandemic and responding in different ways. Businesses across South Africa are rapidly implementing policies to comply..
Read storyGiven the unprecedented times that we currently find ourselves in, we need to adapt the manner in which we conduct business in the insurance industry.
Read storyCybercriminals are even more opportunistic than usual in their endeavours to exploit individuals and businesses.
Read storyRisks are ever present, in our personal lives as well as in business. But what is a ‘risk’?
Read storyIn recent years various global and South African factors have together culminated in increased pressure on (re)insurance capacity in the Directors’ and Officers’ (“D&O”) Liability Insurance market.
Read storyWhen advising a client in the construction industry, it is clear that the client will need to purchase some kind of liability policy, as there is great potential for causing damage to third party property. But what kind of policy is correct?
Read storyThe economic crisis in South Africa has seen the construction industry struggling, with several large construction companies filing for business rescue during the course of the year.
Read storyConveyancing attorneys are becoming increasingly popular targets for cyber criminals both because of the attractively large sums of money involved in property transactions, and the trending increase in the use of electronic communications exchanged between client and attorneys in carrying out and completing certain sensitive transactions.
Read storyOn 15 November 2019, Target Corporation (the “Plaintiff”), a listed general merchandise retailer in the United States of America, filed a complaint in the District Court of Minnesota, against ACE American Insurance Company and Ace Property and Casualty Insurance Company (the “Defendant”), now incorporated into Chubb Limited, as a result of the Defendant’s refusal to indemnify the Plaintiff for part of the costs it incurred following a data breach of the Plaintiff’s computer network (the “Complaint”).
Read story#IIGlobal2019 Crossword Challenge powered by Camargue
Read storyIn July 2017 the Prudential Regulatory Authority (the “PRA”) of the Bank of England issued Supervisory Statement (SS4/17) (the “Statement”) entitled “Cyber insurance underwriting risk”. The Statement was aimed at non-life insurance and reinsurance companies, and pronounced an expectation of them to identify, quantify and manage cyber insurance underwriting risk.
Read story“This Bill aims to provide for structured settlements for the satisfaction of claims against the State as a result of wrongful medical treatment of persons by servants of the State and to provide for matters connected therewith” (State Liability Amendment Bill [B16-2018]).
Read story18 years ago, on this day [16 August 2019], Camargue Underwriting Managers made history by selling its first policy via satellite phone at the mount summit of Mt Kilimanjaro’s Uhuru Peak.
Read storyEach year sees a new buzzword for business leaders and cyber security experts alike. From Bitcoin to Blockchain, the unofficial theme of 2019 seems to be RANSOMWARE ATTACK.
Read storyAs we near the first deadline of the 31st of May 2019 for the CPD requirement there is a busyness in the industry as many realise that the deadline is creeping closer.
Read storyThe financial services industry is complex with a multitude of specific sectors, focus areas and often, these sectors overlap.
Read storyThe “Depreciation” clause, which is standard in most professional liability policy for brokers and financial advisors, provides that an insurer is not liable to indemnify the insured for any loss arising from the depreciation in value of any investments made on the advice of the insured broker or advisor.
Read storyOn 23 November 2018, President Ramaphosa signed the Labour Laws Amendment Act of 2018 into law. The Act covers the new provisions regarding parental, adoption and commissioning parental leave in terms of the Basic Conditions of Employment Act.
Read storyMail spoofing and spear phishing are some of the mostprevalent cyber frauds committed in businesses globally.
Read storyMemorandum on recent Medical Malpractice case law
Read storyThis is a summary of relevant authority and case law in respect of an insurer’s right to repudiate liability under a policy due to late notification if timeous notice in respect of circumstances which may give rise to a claim is not given.
Read storyEver heard of an insurance claim involving theft by topless dancers at a strip club? Judge Gordon of the Nevada District Court has.
Read storyThe enforceability of a disclaimer notice came into question after the Plaintiff, a passenger in vehicle that entered the Sandton City shopping complex parking area, fell in the parking area of the mall
Read storyTwo tenants of a second-floor unit in an apartment building (condominium) in Florida USA died in their bedroom, after inhaling carbon monoxide gas whilst asleep.
Read storyAs the ever so impending world of technology overcomes us as human beings, we are constantly connected through communication on multiple platforms using even more resources to do so.
Read storyHugh Harris, Whitehall Court Insurance, qualified to represent Team GB at the ITU Multisport World Championships this July, having placed 2nd in the Under 25s at a qualifying event in February 2018. With the support of Camargue, Kuda, Wickhams Retreat & Whitehall Court Insurance.
Read storyDisclaimers are everywhere - anytime someone is warning you of something or letting you know something for your own good, it’s a disclaimer.
Read storyThe current turbulent economic environment has seen South Africa rise to the top of the Global Economic Crime and Fraud Survey, with a staggering 77% of South African entities having previously been a victim of fraud.
Read storyWhen people ask me what I like so much about my job they are often surprised when I say, “the claims”
Read story"Broker fees", "debit order fees", "admin fees" and even "compliance fees" have been common terms used to substantiate fees charged over and above policy risk premiums for many years, but times they have now changed!
Read storyThe inclusion of the “Depreciation” clause in a professional liability policy for brokers and financial advisors has become all but standard, which clause essentially stipulates that an insurer is not liable to indemnify the insured for any loss arising from the depreciation in value of any investments made on the advice of the insured broker or advisor.
Read storyGiven the borderless nature of the internet, criminal skill sets are easily passed from one region to another.
Read storyOver the last few weeks, the phrase “the product was recalled” has become almost daily vocabulary for many South Africans
Read storyOn a daily basis, headlines across all media platforms report on the rampant increase of cybercrime
Read storyThe Supreme Court of Appeal has held that the eThekwini Municipality had a legal duty to supervise and control access to a water slide built for children and situated in a pool on the Durban beachfront Promenade.
Read storyYou can't protect what you don't know: this old(ish) cyber security maxim profoundly illustrates one of the biggest problems facing cyber security professionals today
Read storyThe year 2017 was a horrendous one in terms of the number and scale of widely publicised data breaches
Read storyOne can never guarantee most things in life but history has taught us that one can certainly guarantee change.
Read storyOn 24 November 2017, the Supreme Court of Appeal ("SCA") ruled in favour of granting a loss of support claim to an aunt of the deceased.
Read storyThe Cyber Exposure Index of South Africa was launched in October this 2017.
Read storyThe security industry in South Africa is large, and the number of claims against security companies are increasing.
Read storyRecent legislation demands that Boards of Trustees and their advisors introduce new systems to ensure that each fund operate in compliance with the mandated provisions.
Read storyAs we celebrated Woman’s month and Camargue’s 16th birthday we have formally adopted the “Growth Mindset” in our business.
Read storyGunshots! High speed chases! Long dramatic pursuits on foot! These are the kind of things that may come to mind when thinking of the daily life of a security guard.
Read storyWhere a claim is submitted for loss of support by the spouse of the deceased breadwinner, the claim will be influenced by the remarriage prospects of the surviving spouse.
Read storyPrescription ordinarily runs from the date a debt becomes due and a plaintiff has up to three years within which to issue summons on that debt.
Read storyThe incredible pace of growth in the global technology space has produced a society which has become completely dependent on technology.
Read storyWe are excited to announce that the Camargue office in Melrose Estate, Johannesburg has officially opened its doors on Monday 9 November after 227 days in a national lockdown.
Read moreAs the response to the Covid-19 pandemic is still developing, our team remains fully committed in offering world class insurance products, risk management services and excellent customer service.
Read moreCamargue are pleased to advise that our binders in respect of the 2020/2021 underwriting year have been successfully renewed as of 1 July 2020.
Read moreAs the coronavirus continues to spread within South Africa, the Camargue office in Melrose Estate, Johannesburg will remain closed.
Read moreAs our country begins a gradual and phased recovery of economic activity, Camargue remains committed to keeping our business partners informed.
Read moreAt Camargue, we remain flexible and committed to keeping our business partners informed, as we collectively combat and flatten the curve.
Read moreIn line with President Cyril Ramaphosa’s speech delivered on 15 March 2020 in combatting the Coronavirus outbreak (Covid-19), Camargue is committed and focused on the health of our employees, brokers, clients, partners and wider community.
Read moreAn exclusive platform available to all Medical Malpractice policyholders at no additional cost.
Read moreCamargue are pleased to advise that our binders in respect of the 2019/2020 underwriting year have been successfully renewed as of 1 July 2019.
Read moreThe type of cover offered by a Legal Expenses Insurance policy cannot be found in liability, professional indemnity or directors’ and officers’ policies.
Read moreWe are delighted to present the increased scope of our training through the Camargue Academy.
Read moreWe are excited to announce the official launch of Cyber Vulnerability Scan. What is CVS? find out more.
Read moreOur training has been extended to offer Class of Business Training as per competence fit and proper requirements in the Financial Advisory and Intermediary Services Act 37 of 2002.
Read moreCamargue would like to take this opportunity to thank everyone for their continued support.
Read moreThe incredible pace of growth in the global technology space has produced a society which has become completely dependent on technology.
Read moreCamargue Underwriting Managers (Pty) Ltd (“Camargue”) has confirmed that it has entered into a binder agreement with Zurich Insurance Company South Africa Limited (“Zurich South Africa”).
Read moreCamargue Underwriting Managers has announced that its board has moved to appoint Gerhard de Bruin as its new group managing director.
Read moreCamargue’s new electronic handbook – Quick Guide to Liability Insurance – is now available free to brokers and their clients.
Read moreFor Camargue, 2016 is proving to be one of great expansion and development.
Read moreA fitting acknowledgement of the many milestones that have shaped the business into the success story it is today.
Read moreA Partnership that Benefits the Industry, Camargue and the Continent!
Read moreAs of 1 July 2016 the Lloyd’s participation on our binders will increase to 75% with the balance of 25% being placed locally with Compass.
Read moreCamargue Underwriting Managers will no longer place business on its M&F binder.
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