Camargue General Liability

Protects the company from an extremely wide range of civil liability claims brought by third parties. Much wider than standard public liability cover with many extensions including pure financial loss, custody and control and negligent advice.

Value Added Benefits

Camargue General Liability policyholders have access to real business risk management tools that go way beyond simple insurance

Emergency Medical Services with Search and Rescue Operations

24 hour emergency medical services and medical evacuation from anywhere within Southern Africa, to world-class clinics for any injured third party. Qualified search and rescue teams also provide support in the hospitality sector.

Legal backup for uninsured events

Events that are not covered by the insurance policy but represent real business risks, are also dealt with by the free risk services provided by Camargue’s network of legal professionals. This includes drafting of letters of demand to debtors and many other legal issues. The service entitles the policyholder to R10,000 per event and R70,000 per annum of legal fees/consultation. If the event is covered by the CGL policy as well, the fees will offset the deductible on the Camargue policy.

Assistance with contracts and Consumer Protection obligations

Adv. Louis Nel provides clients with a 1 hour consultation per month to deal with consumer protection compliance and assessments of contracts and standard trading conditions. Full legal risk assessments are also available.

Product and premises safety experts

Many injuries occur due to poor quality control or lapses in premises safety. Camargue’s team of professional surveyors help to minimise these risks and protect the policyholder’s reputation

Camargue’s Value Added Benefits are numerous and extremely effective in providing all round business risk mitigation:

Private Arbitration

Tokiso Dispute Settlement

Protect reputation by handling disputes privately

Telephonic Services

Adv Louis Nel

Consumer Protection Act compliance

Memberships

Legal Ex

R10,000 legal expenses cover (offset deductible)

Emergency

Global Choices and EuropAssist

Emergency medical evacuation for visitors

Roadside assistance

Search and Rescue

Repatriation

Medical expenses

Subsidised Training

Adv Louis Nel

General legal compliance and brand protection

Risk Survey

Pentagon Risk Management and Senlac Risk

General risk surveys, Health and Safety

Hilmar Venter

Agricultural product liability quality control