Which Section and Extensions of the policy have no Retroactive Date? (Retrodate)

  • Some parts of the policy do not have a Retroactive Date because there is no cover unless the loss occurred during the Period of Insurance.
  • They are:
    • Section B – Pollution Liability
    • Breach of Copyright extension
  • There is cover for pollution liability arising out of products in terms of Section C – Products Liability/Defective Workmanship. The Retrodate does not apply to pollution claims under Section C. In other words, the retroactive cover only applies to the non-pollution related claims under Section C.
General Liability