Does the policy exclude unfair labour practices?

  • The policy wording does not contain a specific general exclusion which eliminates unfair labour practices (for example an unfair dismissal).
  • However the Operative Clause only provides cover for Injury and Damage. This means that there is no cover for pure economic losses such as an unfair dismissal.
  • There are other extensions in the policy that do provide pure economic loss cover, but they specifically exclude unfair labour practices (e.g. Pure Economic Loss extension) or their cover is described in a way that automatically precludes unfair labour practices (e.g. Breach of Copyright) 
General Liability