Does the policy cover the legal costs in defending a liability action?

  • Yes, if the associated liability is covered by the policy. There is cover irrespective of whether the Insured is defending a civil or a criminal matter.
  • The policy would also cover the plaintiff’s costs if the matter went to court and costs were awarded against the Insured.
  • The Insured would not need to repay the legal costs to the Insurers if they lost the case and were found guilty of a criminal offence. 
General Liability